Credit Card Calculator

Calculate the time to pay off your credit card balance or the monthly payment needed to clear it within a specific timeframe.

Credit Card Balance ($)

Interest Rate (%)

Payoff Method

Pay a fixed amount

Monthly Payment ($)

or use:

Payoff within a timeframe

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Credit Card Tips

Pay more than the minimum to reduce interest costs.
Consider transferring balances to a lower-rate card.
Use this calculator to plan your payoff strategy.